Notice of Sale Under Power State of Georgia County of NEWTON Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by DUSTIN KANE JAMES AND ANGELA VIRGINIA DAVIDSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR FBC MORTGAGE, LLC., ITS SUCCESSORS AND ASSIGNS , dated 09/30/2022, and Recorded on 10/05/2022 as Book No. 4442 and Page No. 182 192, NEWTON County, Georgia records, as last assigned to PENNYMAC LOAN SERVICES, LLC (the Secured Creditor), by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $256,272.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the NEWTON County Courthouse within the legal hours of sale on the first Tuesday in June, 2026, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 93 AND 94 OF THE 10TH LAND DISTRICT OF NEWTON COUNTY, GEORGIA AND BEING A 1.05 ACRE TRACT MORE PARTICULARLY DESCRIBED ON THAT PLAT OF SURVEY FOR MARTY D, JORDAN BY AMERICALAND SURVEYORS, CERTIFIED BY JOHN M. MASSEY, JR., GEORGIA R.L.S. NO. 2490, SAID PLAT BEING DATED OCTOBER 15, 1992 AND SAID PLAT BY REFERENCE THERETO BEING INCORPORATED HEREIN AND MADE A PART HEREOF FOR A MORE PARTICULAR DESCRIPTION OF THE CAPTIONED PROPERTY AND IN ACCORDANCE WITH SAID PLAT, SAID PROPERTY BEING DESCRIBED AS FOLLOWS: TO FIND THE TRUE POINT OF BEGINNING, BEGIN AT THE POINT MARKING THE INTERSECTION OF THE LAND LOT LINES OF LAND LOTS 93, 94, 67 AND 68 OF THE 10TH LAND DISTRICT OF NEWTON COUNTY, GEORGIA; THENCE NORTH 10 DEGREES 44 MINUTES 31 SECONDS WEST 155.47 FEET; THENCE SOUTH 75 DEGREES 59 MINUTES 13 SECONDS WEST 100.0 FEET; THENCE NORTH 44 DEGREES 25 MINUTES 46 SECONDS WEST 117.57 FEET TO AN IRON PIN SET AT THE TRUE POINT OF BEGINNING; THENCE FROM SAID TRUE POINT OF BEGINNING, NORTH 44 DEGREES 25 MINUTES 46 SECONDS WEST 170.01 FEET TO AN IRON PIN FOUND; THENCE NORTH 32 DEGREES 18 MINUTES 23 SECONDS EAST 376.0 FEET TO AN IRON PIN FOUND; THENCE SOUTH 56 DEGREES 11 MINUTES 35 SECONDS EAST 125.85 FEET TO AN IRON PIN SET ON THE NORTHWESTERLY RIGHT OF WAY LINE OF DARBY ROAD (30' RIGHT OF WAY); THENCE IN A GENERALLY SOUTHWESTERLY DIRECTION ALONG THE NORTHWESTERLY RIGHT OF WAY LINE OF DARBY ROAD AND FOLLOWING THE CURVATURE THEREOF A DISTANCE OF APPROXIMATELY 460.31 FEET (SAID CURVE HAVING A CHORD BEARING SOUTH 38 DEGREES 33 MINUTES 35 SECONDS WEST 410.0 FEET) TO AN IRON PIN SET AND THE TRUE POINT OF BEGINNING SAID TRACT CONTAINING 1.05 ACRES AND HAVING LOCATED THEREON A SINGLE FAMILY DWELLING, ALL ACCORDING TO SAID SURVEY. BEING KNOWN AS PARCEL 00460 00000 002 B00 The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). PENNYMAC LOAN SERVICES, LLC holds the duly endorsed Note and is the current assignee of the Security Deed to the property. PENNYMAC LOAN SERVICES, LLC, acting on behalf of and, as necessary, in consultation with PENNYMAC LOAN SERVICES, LLC (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. SS 44 14 162.2, PENNYMAC LOAN SERVICES, LLC may be contacted at: PENNYMAC LOAN SERVICES, LLC, 3043 TOWNSGATE ROAD, SUITE 200, WESTLAKE VILLAGE, CA 91361, 866 549 3583. Please note that, pursuant to O.C.G.A. SS 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 100 DARBY RD, COVINGTON, GEORGIA 30016 is/are: DUSTIN KANE JAMES AND ANGELA VIRGINIA DAVIDSON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. PENNYMAC LOAN SERVICES, LLC as Attorney in Fact for DUSTIN KANE JAMES AND ANGELA VIRGINIA DAVIDSON. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000010774891 BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 341 5398. PUBLIC NOTICE #704076 5/10,17,24,31