STATE OF GEORGIA COUNTY OF NEWTON NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by DONALD BROWN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR NFM, INC DBA NFM LENDING in the original principal amount of $285,180.00 dated August 25, 2023, and recorded in Deed Book 4552, Page 37, Newton County records, said Security Deed being last transferred to THE SECRETARY OF VETERANS AFFAIRS, AN OFFICER OF THE UNITED STATES in Deed Book 4807, Page 307, Newton County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on 5/5/2026, the property in said Security Deed and described as follows: ALL THAT CERTAIN TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 160 OF THE 10TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT E5 OF BENTON WOODS TOWNHOMES, PHASE I, AS PER PLAT RECORDED IN PLAT BOOK 54, PAGES 46-52, NEWTON COUNTY, GEORGIA RECORDS, SAID PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF FOR A MORE COMPLETE DESCRIPTION. Said property being known as: 10176 BENTON WOODS DR, COVINGTON, GA 30014 To the best of the undersigned's knowledge, the party or parties in possession of said property is/are DONALD BROWN or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: PHH Mortgage Corporation 1661 Worthington Road, Suite 100 West Palm Beach, FL 33409 800-887-4420 Note that pursuant to O.C.G.A. SS 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THE SECRETARY OF VETERANS AFFAIRS, AN OFFICER OF THE UNITED STATES, as Attorney-in-Fact for DONALD BROWN Robertson, Anschutz, Schneid, Crane & Partners, PLLC 13010 Morris Rd., Suite 450 Alpharetta, GA 30004 Phone: 470-321-7112 Firm File No. 26-393511 PUBLIC NOTICE #703879 4/5,12,19,26