NOTICE OF SALE UNDER POWER Under and by virtue of the Power of Sale contained in a Security Deed from FORTUNE PORTFOLIO RETENTION, LLC to ENCORE SFR FINANCE, LLC, dated May 31, 2024, and recorded on June 4, 2024, in Book 4624, Page 619-650, Doc#005870, of the NEWTON County, Georgia Records; as last assigned to U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE OF FIDELITY & GUARANTY LIFE MORTGAGE TRUST 2018-1 (Secured Creditor); conveying the after-described property to secure a Note in the original principal amount of $2,081,800.00 with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of NEWTON County, Georgia, within the legal hours of sale on the first TUESDAY in MAY, 2026, the following described property: 1 MAGNOLIA STREET: POO 10-00000-062-000 ALL THAT CERTAIN PARCEL OF LAND SITUATE IN THE COUNTY OF NEWTON AND STATE OF GEORGIA, DESCRIBED AS FOLLOWS: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF PORTERDALE, NEWTON COUNTY, GEORGIA, AND BEING SHOWN AS LOT 223 ON A PLAT ENTITLED "VILLAGE SUBDIVISION, BIBB MANUFACTURING COMPANY, PORTERDALE, GEORGIA" PREPARED BY DALTON & NEVES, ENGINEERS, DATED OCTOBER 30, 1963, WHICH SAID PLAT IS OF RECORD IN THE CLERK'S OFFICE OF NEWTON SUPERIOR COURT IN PLAT BOOK 3, FOLIO 219, 221 AND 223; SAID LOT HAVING THE METES, BOUNDS AND DIMENSIONS AS SHOWN BY SAID PLAT WHICH BY THIS REFERENCE THERETO IS INCORPORATED HEREIN MADE A PART HEREOF, THIS LOCATED ON SAID PROPERTY A DWELLING KNOWN AS 1 MAGNOLIA STREET, PORTERDALE, GEORGIA, ACCORDING TO THE PRESENT NUMBER SYSTEM OF HOUSES IN NEWTON COUNTY, GEORGIA. 13 SPRUCE ST: POO 10-00000-084-000 ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY PORTERDALE, NEWTON COUNTY, GEORGIA, KNOWN AS LOT 233 ON A PLAT ENTITLED "VILLAGE SUBDIVISION BIBB MANUFACTURING COMPANY," PORTERDALE COUNTY, PREPARED BY DALTON & NEVES, ENGINEERS, DATED OCTOBER, 1963, WHICH PLAT IS OF RECORD IN THE CLERK'S OFFICE, NEWTON SUPERIOR COURT, IN PLAT BOOK 3, PAGES 219, 221 AND 223; SAID LOT HAVING METES, BOUNDS AND DIMENSIONS AS SHOWN BY SAID PLAT WHICH BY REFERENCE THERETO IS INCORPORATED HEREIN AND MADE A PART HEREOF. 3 MAGNOLIA ST: POO 10-00000-063-000 ALL THAT CERTAIN PARCEL OF LAND SITUATE IN THE COUNTY OF NEWTON AND STATE OF GEORGIA, DESCRIBED AS FOLLOWS: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF PORTERDALE, NEWTON COUNTY, GEORGIA, AND BEING SHOWN AS LOT 222 ON A PLAT ENTITLED "VILLAGE SUBDIVISION, BIBB MANUFACTURING COMPANY, PORTERDALE, GEORGIA" PREPARED BY DALTON & NEVES, ENGINEERS, DATED OCTOBER 30, 1963, WHICH SAID PLAT IS OF RECORD IN THE CLERK'S OFFICE OF NEWTON SUPERIOR COURT IN PLAT BOOK 3, FOLIO 219, 221 AND 223; SAID LOT HAVING THE METES, BOUNDS AND DIMENSIONS AS SHOWN BY SAID PLAT WHICH BY THIS REFERENCE THERETO IS INCORPORATED HEREIN MADE A PART HEREOF. 36 HAZEL STREET: P0020-00000-123-00 ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF PORTERDALE, NEWTON COUNTY, GEORGIA, AND BEING SHOWN AS LOT 302 ON A PLAT ENTITLED "VILLAGE SUBDIVISION, BIBB MFG. CO., PORTERDALE, GA." PREPARED BY DALTON E. NEVES, ENG. DATED OCT. 1963, WHICH PLAT IS OF RECORD IN THE CLERK'S OFFICE OF THE NEWTON COUNTY SUPERIOR COURT IN PLAT BOOK 3, PAGES 219, 221, AND 223 SAID LOT HAVING THE METES, BOUNDS, AND DIMENSIONS AS SHOWN BY SAID PLAT WHICH IS BY THIS REFERENCE INCORPORATED HEREIN AND MADE A PART HEREOF. 5 MAGNOLIA ST: POO 10-00000-065-000 ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF PORTERDALE, NEWTON COUNTY, NEWTON COUNTY, GEORGIA AND BEING SHOWN AS LOT 221 ON A PLAT ENTITLED "VILLAGE SUBDIVISION, BIBB MANUFACTURING COMPANY, PORTERDALE, GEORGIA, PREPARED BY DALTON & NEVES, ENGINEERS, DATED OCTOBER, 1963, WHICH SAID PLAT IS OF RECORD IN THE CLERK'S OFFICE OF NEWTON SUPERIOR COURT IN PLAT BOOK 3, FOLIO 219, 221 AND 223; SAID PLA HAVING METES, BOUNDS AND DIMENSIONS AS SHOWN BY SAID PLAT WHICH BY THIS REFERENCE THERETO IS INCORPORATED HEREIN AND MADE A PART HEREOF. 6102 PETTY ST: CO 16000040005000 ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING THE CITY OF COVINGTON, NEWTON COUNTY, Georgia, AND DESCRIBED AS FOLLOWS: SAME BEING ONE HOUSE AND LOT LOCATED ON THE OLD COVINGTON-JACKSON ROAD, FRONTING ON SAID OLD COVINGTON-JACKSON PUBLIC ROAD 82 FEET MORE OR LESS, AND RUNNING BACK WEST AN EVEN WIDTH A DISTANCE OF 160 FEET, MORE OR LESS, AND BEING BOUNDED AS FOLLOW: ON HE NORTH BY LANDS OF R.A. SMITH, ON SOUTH AND WEST BY LANDS OF MR. OUIDA CRAWFORD, AND ON THE EAST BY OLD COVINGTON-JACKSON PUBLIC ROAD, ON WHICH IS LOCATED ONE FIVE ROOM FRAME DWELLING HOUSE, AND BEING A HOUSE AND LOT SOLD OFF THE LANDS CONVEYED TO MRS. QUIDA CRAWFORD BY DEED OF MR. J.R. CRAWFORD DATED NOVEMBER 9, 1943, AND RECODED IN THE CLERK'S OFFICE OF NEWTON SUPERIOR COURT, IN DEED BOOK 33, PAGE 535. 6146 HOPKINS STREET: C0070-00040-006-000 ALL THAT TRACT OR PARCEL OF LAND LYING BEING LOT 110, OF COVINGTON MILLS, INC., SUBDIVISION, PER PLAT THEREOF RECORDED IN PLAT BOOK 1, PAGE 192, NEWTON COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. 730 NAVAJO TRL: 0A65A00000054000 ALL THAT CERTAIN PARCEL OF LAND SITUATE IN THE COUNTY OF NEWTON AND STATE OF GEORGIA BEING KNOWN AND DESIGNATED AS FOLLOWS: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN G.M.D. 1513, 10TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 154, INDIAN CREEK SUBDIVISION, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 12, PAGE 346, PUBLIC RECORDS OF NEWTON COUNTY, GEORGIA AND SAID PLAT BY REFERENCE THERETO BEING INCORPORATED HEREIN AND MADE A PART HEREOF FOR A MORE PARTICULAR DESCRIPTION OF THE CAPTIONED PROPERTY. 810 NAVAJO TRL: 0065A00000046000 ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 1513TH G.M.D. OF NEWTON COUNTY, GEORGIA AND BEING SHOWN AS LOT 146 OF INDIAN CREEK SUBDIVISION IN ACCORDANCE WITH THAT PLAT OF SURVEY PREPARED AND CERTIFIED BY JAMES A. TAYLOR, GEORGIA R.L.S. NO. 1480, SAID PLAT BEING DATED JANUARY 1974 AND RECORDED AT PLAT BOOK 11, PAGE 402, PUBLIC RECORDS OF NEWTON COUNTY, GEORGIA AND SAID PLAT BY REFERENCE THERETO BEING INCORPORATED HEREIN AND MADE A PART HEREOF FOR A MORE PARTICULAR DESCRIPTION OF THE CAPTIONED PROPERTY. 870 NAVAJO TRL: 30016 0065A0000004000 ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 220 OF THE 9TH LAND DISTRICT OF NEWTON COUNTY, GEORGIA AND BEING SHOWN AS LOT 140 OF INDIAN CREEK SUBDIVISION IN ACCORDANCE WITH THAT PLAT OF SURVEY PREPARED AND CERTIFIED BY JAMES A. TAYLOR, GEORGIA R.L.S. NO. 1480, SAID PLAT BEING DATED JANUARY 1, 1974 AND RECORDED AT PLAT BOOK 11, PAGE 402, AS REVISED AT PLAT BOOK 12, PAGE 346, PUBLIC RECORDS OF NEWTON COUNTY, GEORGIA; SAID PLAT BY REFERENCE THERETO BEING INCORPORATED HEREIN AND MADE A PART HEREOF FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY. 9184 BLACKWELL ST: CO320-00010-004-000 ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF COVINGTON, NEWTON COUNTY, GEORGIA AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE WEST SIDE OF BLACKWELL STREET AND WHAT IS COMMONLY KNOWN AT THE SOUTHEAST CORNER OF PROPERTY NOW OR FORMERLY OWNED BY EARL ANTHONY CAPES; THENCE IN A WESTERNLY DIRECTION ALONG OTHER PROPERTY NOW OR FORMERLY BELONGING TO EARL ANTHONY CAPES A DISTANCE OF 150 FEET TO AN IRON PIN CORNER; THIS CORNER IS ALSO KNOWN AS THE SOUTHWEST CORNER OF PROPERTY NOW OR FORMERLY BELONGING TO EARL ANTHONY CAPES; THENCE RUNNING IN A SOUTHERNLY DIRECTION ALONG OTHER PROPERTY NOW OR FORMERLY BELONGING TO OTIS SPILLERS D/B/A SPILLERS LUMBER COMPANY A DISTANCE OF 75 FEET TO AN IRON PIN CORNER AND WHAT IS COMMONLY KNOWN AS THE NORTHWEST CORNER OF PROPERTY NOW OR FORMERLY BELONGING TO LARRY FRANKLIN DANIEL; THENCE RUNNING IN AN EASTERNLY DIRECTION ALONG PROPERTY NOW OR FORMERLY TO LARRY FRANKLIN DANIEL A DISTANCE OF 150 FEET TO AN IRON PIN CORNER; THIS CORNER IS ALSO KNOWN AS THE NORTHEAST CORNER OF PROPERTY NOW OR FORMERLY BELONGING TO LARRY FRANKLIN DANIEL; THENCE RUNNING IN A NORTHERNLY DIRECTION ALONG THE WEST SIDE OF BLACKWELL STREET A DISTANCE OF 75 FEET TO AN IRON PIN CORNER AND THE POINT OF BEGINNING. 940 NAVAJO TRL: 0065A00000031000 ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN G.M.D. 1513, 9TH LAND DISTRICT, NEWTON COUNTY, GEORGIA, AND BEING SHOWN AS LOTS 131, 132 AND 133, INDIAN CREEK SUBDIVISION AS PER PLAT RECORDED IN PLAT BOOK 11, PAGE 402, NEWTON COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE FOR A MORE PARTICULAR AND COMPLETE DESCRIPTION. The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments or easements, liens, zoning ordinances, restrictions, covenants, and any security deeds, mortgages or deeds of trust or any matters of record superior to the Security Deed first set out above. Secured Creditor reserves the right to auction said above-referenced parcels in bulk or individually at sale. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE OF FIDELITY & GUARANTY LIFE MORTGAGE TRUST 2018-1, c/o Fay Servicing, LLC 1601 LBJ Freeway, Suite 150, Farmers Branch, TX 75234, 1-800-495-7166. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best of the undersigned's knowledge and belief, said properties are also commonly known as: 1 MAGNOLIA ST., COVINGTON, GA 30014; 3 MAGNOLIA ST., COVINGTON GA 30014; 5 MAGNOLIA ST., COVINGTON GA 30014; 13 SPRUCE ST., PORTERDALE GA 30014; 36 HAZEL ST., PORTERDALE GA 30014; 730 NAVAJO TRL., COVINGTON GA 30016; 810 NAVAJO TRL., COVINGTON GA 30016; 870 NAVAJO TRL., COVINGTON GA 30016; 940 NAVAJO TRL., COVINGTON GA 30016; 6102 PETTY ST., COVINGTON GA 30014; 6146 HOPKINS ST., COVINGTON GA 30014; 9184 BLACKWELL ST., COVINGTON GA 30014, and the party in possession of the properties are FORTUNE PORTFOLIO RETENTION, LLC or a tenant or tenants of said properties. U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE OF FIDELITY & GUARANTY LIFE MORTGAGE TRUST 2018-1 As Attorney-in-Fact for FORTUNE PORTFOLIO RETENTION, LLC SOLOMON BAGGETT, LLC 3763 Rogers Bridge Road Duluth, GA 30097 (678) 243-2515 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Publish: 4/5/26, 4/12/26, 4/19/26, 4/26/26 PUBLIC NOTICE #703865 4/5,12,19,26