NOTICE OF SALE UNDER POWER STATE OF GEORGIA NEWTON COUNTY WHEREAS, Lamar Johnson and Pamela M. Johnson, husband and wife, as borrower(s), executed a SECURITY DEED to Mortgage Research Center, LLC., a Corporation, Lender which was dated 2/22/2008, and recorded on 3/11/2008, as Instrument No. 003086, in Book 2579, Page 335, securing the payment of a Note in the amount of $98,983.00 in Newton County, Georgia Register of Deeds. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Security Deed by the Holder, and by virtue of the power of sale and authority vested in it, will on 6/2/2026 sell at public outcry to the highest bidder for cash Before the Courthouse door of the Newton County Courthouse, 1124 Clark St SW, Covington, Georgia 30014 of Newton, the following described property situated in Newton County, Georgia, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 35 AND 36 OF THE 10TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 18, SPRING VALLEY SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 35, PAGES 122-124, NEWTON COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. SAID PROPERTY BEING KNOWN AS 75 SPRING VALLEY CROSSING ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN NEWTON COUNTY, GEORGIA. Tax Parcel ID: 0047E018 Being real property commonly known as 75 SPRING VLY XING COVINGTON, GA 30016 The debt remaining in default, this sale will be made for the purpose of paying the debt and all expenses of this sale including attorney's fees (notice of intent to collect attorney's fees having been given). Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property; and any outstanding taxes, assessments and other liens superior to the security deed being foreclosed hereby. To the best knowledge and belief of the undersigned, the above-described property is in the possession of the borrower and/or other persons with the consent and acquiescence of the borrower. Except to the extent that the Holder may bind and obligate Mortgagors to warrant title to the Property under the terms of the Security Deed, conveyance of the Property shall be made without any representations or warranties whatsoever, express or implied. All sales are "as is", "where is'. The entire purchase price is due and payable at the conclusion of the auction in the form of certified funds. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser. This property is being sold with express reservation that the sale is subject to confirmation by lender or Substitute Trustee. Pursuant to O.C.G.A. SS 44-14-162.2, the name, address and telephone number of the person or entity who shall have full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Carrington Mortgage Services, LLC, 500 N. State College Blvd., Suites 1030, 1300 & 1400 Orange, CA 92868 , Telephone No.: 800-561-4567 The foregoing notwithstanding, nothing in O.C.G.A. SS 44-14-162.2 shall be construed to require JP MORGAN CHASE BANK, NATIONAL ASSOCIATION to negotiate, amend, or modify the terms of the Security Deed described herein. Please be advised that the trustee may require entity or trust bidders at this trustee's sale to provide information, documentation and/or certification of the vesting instructions and the data required to be reported pursuant to FinCEN regulations effective for transfers of residential real property to covered transferees on or after March 1, 2026. The required information must be provided to the trustee before a deed under power will be issued for covered transfers. The Buyer may be required to pay charges associated with the gathering and reporting of information to FinCEN. Additional information regarding these regulations and the required transferee information and certifications can be found at: https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money-laundering-regulations-for-residential-real-estate-transfers and https://www.fincen.gov/rre-faqs#D_5 JP MORGAN CHASE BANK, NATIONAL ASSOCIATION as Attorney in Fact for Lamar Johnson and Pamela M. Johnson Attorney Contact: Tromberg, Miller, Morris & Partners, PLLC 3000 Langford Road, Building 100 Peachtree Corners, GA 30071 Phone: 404-793-1447 Fax: 404-738-1558 TS # 26-39012 THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. PUBLIC NOTICE #703819 3/22,29,4/5,12,19.26,5/3,10,17,24,31