STATE OF GEORGIA COUNTY OF NEWTON NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by JEROME C JAMES to PNC MORTGAGE, A DIVISION OF PNC BANK, NATIONAL ASSOCIATION in the original principal amount of $364,250.00 dated December 5, 2017, and recorded in Deed Book 3641, Page 186, Newton County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on 4/7/2026, the property in said Security Deed and described as follows: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 237 OF THE 1ST DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 45 OF LOCHWOLDE SUBDIVISION, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 32, PAGES 69-76, NEWTON COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said property being known as: 35 BALFOUR DR, COVINGTON, GA 30014 To the best of the undersigned's knowledge, the party or parties in possession of said property is/are JEROME C JAMES or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: PNC Bank, National Association 3232 Newmark Drive Miamisburg, OH 45342 800-367-9305 (ext 4120611209) Note that pursuant to O.C.G.A. SS 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. PNC BANK, NATIONAL ASSOCIATION, as Attorney-in-Fact for JEROME C JAMES Robertson, Anschutz, Schneid, Crane & Partners, PLLC 13010 Morris Rd., Suite 450 Alpharetta, GA 30004 Phone: 470-321-7112 Firm File No. 25-384906 PUBLIC NOTICE #703729 3/8,15,22,29