NOTICE OF FORECLOSURE SALE UNDER POWER NEWTON COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Charles Windom to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, dated August 18, 2022, and recorded in Deed Book 4427, Page 730, Newton County, Georgia Records, as last transferred to The Secretary of Veterans Affairs, an officer of the United States by assignment recorded on June 18, 2025 in Book 4738 Page 153 in the Office of the Clerk of Superior Court of Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Two Hundred Sixty-Eight Thousand Nine Hundred and 0/100 dollars ($268,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on April 7, 2026, the following described property: All that tract or parcel of land lying and being in Land Lot 52 of the 10th District, Newton County, Georgia, and being part of Lot 8, Phase Two, Oakbrook Subdivision, and being more particularly described in a survey for Sean Segrest and Shena W. Turner, by Louie D. Patrick, RLS No. 1757, dated August 21, 1989 as follows: Beginning at an iron pin found on the Southwesterly right of way of Oak Crest Court (55 foot right of way) 525.1 feet Northwesterly, following the Southwesterly side of Oak Crest Court, from the intersection of the Westerly right of way of Oak Crest Court and the Northerly right of way of Oak Hill Road (80 foot right of way); thence South 64 degrees 28 minutes 27 seconds West 543 feet, more or less, to the centerline of Sampson Creek (creek is property line); thence along the centerline following the meanderings thereof for a distance of 100 feet Northwesterly, more or less; thence North 64 degrees 28 minutes 27 seconds East 313.0 feet, more or less, to an iron pin set on the original line dividing Lots 7 and 8 of said subdivision; thence South 43 degrees 18 minutes 16 seconds East 15.58 feet to an iron pin set; thence North 60 degrees 28 minutes 32 seconds East 212.7 feet to an iron pin found; thence South 40 degrees 08 minutes East an arc distance of 103.56 feet along the Southwesterly right of way of Oak Crest Court to the point of beginning. More Commonly Known as: 55 Oak Crest Court, Covington, GA 30016 Tax Parcel ID/APN: 0007000000106000 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: PHH Mortgage Corporation they can be contacted at 1-800-750-2518 for Loss Mitigation Dept, or by writing to 1661 Worthington Rd., Ste. 100, West Palm Beach, Florida 33409, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Charles Windom or tenant(s); and said property is more commonly known as 55 Oak Crest Ct, Covington, GA 30016. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. The Secretary of Veterans Affairs, an officer of the United States as Attorney in Fact for Charles Windom. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 26-01295 PUBLIC NOTICE #703723 3/8,15,22,29