NOTICE OF SALE UNDER POWER GEORGIA, Newton COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. All that tract or parcel of land lying and being in Land Lot 157 of the 10th District, Newton County, Georgia, and being shown as Lot 11, Phase II, Newton Woods Subdivision, on Plat of Survey at Plat Book 18, page 192, Newton County, Georgia records, which plat is by reference incorporated herein and made a part hereof. Subject to Easements, Restrictions and Covenants of Record if any. Under and by virtue of the Power of Sale contained in that certain Georgia Security Deed and Security Agreement given by Mary Judith Smith, Trustee of the Mary Judith Smith Revocable Living Trust to Truist Bank (BB&T now Truist), also known as Truist Bank f/k/a Branch Banking and Trust Company, dated 06/03/2021 and filed 07/26/2021, recorded in Deed Book 4235, Page 686-693, Newton County, Georgia Records, conveying the after-described property to secure a BB&T Home Equity Line Agreement & Initial Disclosure Statement in the original principal amount of sixty one thousand dollars and no cents ($61,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on Tuesday April 7, 2026, the following described property: The debt secured by said Georgia Security Deed and Security Agreement has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the BB&T Home Equity Line Agreement & Initial Disclosure Statement and Georgia Security Deed and Security Agreement. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Georgia Security Deed and Security Agreement and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any unpaid water or sewage bills that constitute a lien against the property whether due and payable or not due and payable and which may not be of record, any right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Georgia Security Deed and Security Agreement first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Mary Judith Smith and Mary Judith Smith as Trustee of the Mary Judith Smith Revocable Living Trust or a tenant or tenants and said property is more commonly known as 369 Crowell Rd N, Covington GA 30014. In compliance with Georgia law, please find below the contact information for the entity who has authority to negotiate, amend, and modify the terms of the loan documents which may include a note, mortgage, security deed or deed to secure debt. Truist Bank PO Box 85052 Richmond VA 23285 800-289-6353 866-519-3479 The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Georgia Security Deed and Security Agreement. to any rights of rescission of the party conducting this foreclosure sale pursuant to Georgia law including, but not limited to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non- judicial sales in the state of Georgia. Please note that the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above and final review by the party conducting this foreclosure sale for compliance with contractual and legal obligations pursuant to the terms of the loan documents and State and Federal law, including but not limited to any and all rights of rescission. Truist Bank, f/k/a Branch Banking and Trust Company, as Attorney in Fact for Mary Judith Smith, Trustee of the Mary Judith Smith Revocable Living Trust By:_____________________________ Andrew D. Gleason Attorney for Truist Bank, f/k/a Branch Banking and Trust Company Lefkoff, Rubin, Gleason, Russo & Smith, P.C. 5555 Glenridge Connector Suite 900 Atlanta, Georgia 30342 (404)869-6900 (404)869-6909 (fax) PUBLIC NOTICE #703703 3/8,15,22,29