NOTICE OF SALE UNDER POWER GEORGIA, NEWTON COUNTY By virtue of a Power of Sale contained in that certain Security Deed from EDWIN RUMLEY and CHRISTINA RUMLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VETERANS UNITED HOME LOANS, dated June 1, 2022, recorded June 2, 2022, in Deed Book 4395, Page 420-434, Newton County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Three Hundred Ten Thousand Six Hundred Ninety-Six and 00/100 dollars ($310,696.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to NewRez LLC d/b/a Shellpoint Mortgage Servicing, there will be sold at public outcry to the highest bidder for cash at the Newton County Courthouse, within the legal hours of sale on the first Tuesday in February, 2026, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN NEWTON COUNTY, GEORGIA AND BEING THAT SAME PROPERTY AS DESCRIBED IN THAT DEED FROM JOHNNY SCHELL, BEVERLY LOYD, JOE SCHELL, MARY ANN WALDEN TO TERRY WAYNE MCDONALD AND BRENDA H. MCDONALD DATED MARCH 31, 1978, AND RECORDED AT DEED BOOK 168, PAGE 110, PUBLIC RECORDS OF NEWTON COUNTY, GEORGIA AND IN ACCORDANCE WITH SAID DEED, SAID PROPERTY BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: "ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE LEGUINN DISTRICT, G.M., OF NEWTON COUNTY, GEORGIA, CONTAINING 3.42 ACRES, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING ON THE NORTHERN LINE OF A 20 FOOT DIRT ROAD KNOWN AS ANDERSON ROAD AT A POINT 295.4 FEET, AS MEASURED IN A WESTERN DIRECTION ALONG THE NORTHERN LINE OF SAID ANDERSON ROAD, FROM THE WESTERN LINE OF GEORGIA HIGHWAY NO. 36; THENCE IN A WESTERN DIRECTION ALONG THE NORTHERN LINE OF SAID ANDERSON ROAD A DISTANCE OF 344.5 FEET TO THE EASTERN LINE OF A DIRT ROAD KNOWN AS FIRST STREET; THENCE IN A NORTHERN DIRECTION ALONG THE EASTERN LINE OF SAID FIRST STREET A DISTANCE OF 417.4 FEET; THENCE NORTH 73 DEGREES 45 MINUTES EAST A DISTANCE OF 76.7 FEET; THENCE SOUTH 80 DEGREES 38 MINUTES EAST A DISTANCE OF 484.4 FEET; THENCE SOUTH 26 DEGREES 06 MINUTES WEST A DISTANCE OF 300.0 FEET TO THE POINT OF BEGINNING; BEING THAT PROPERTY SHOWN ON A PLAT OF SURVEY PREPARED BY GEORGE W. O`NEILL, REGISTERED SURVEYOR, DATED JULY 8, 1964 AND RECORDED IN PLAT BOOK 3, PAGE 190, NEWTON COUNTY RECORDS, WHICH IS BY REFERENCE THERETO INCORPORATED HEREIN AND MADE A PART HEREOF." THE IMPROVEMENTS THEREON BEING KNOWN AS 305 ANDERSON CIRCLE, COVINGTON, GEORGIA - 30016. Said legal description being controlling, however the property is more commonly known as 305 ANDERSON CIR, COVINGTON, GA 30016. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is EDWIN RUMLEY, CHRISTINA RUMLEY, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: NewRez LLC, F/K/A New Penn Financial, LLC, D/B/A Shellpoint Mortgage Servicing, Loss Mitigation Dept., 75 Beattie Place Ste. 300, Greenville, SC 29601, Telephone Number: 800-365-7107. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING as Attorney in Fact for EDWIN RUMLEY, CHRISTINA RUMLEY THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. SHP-25-00575-5 Ad Run Dates 12/14/2025, 01/04/2026, 01/11/2026, 01/18/2026, 01/25/2026 rlselaw.com/property-listing PUBLIC NOTICE #703354 12/14,1/4,11,18,25