NOTICE OF SALE UNDER POWER, NEWTON COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Kimberly Y. Miller to PNC Bank, National Association dated 12/3/2019 and recorded in Deed Book 3949 Page 271 Newton County, Georgia records; as last transferred to or acquired by PNC Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of $50,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on January 6, 2026 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: SITUATED IN THE COUNTY OF NEWTON, STATE OF GEORGIA: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 166 & 167 OF THE 10TH DISTRICT, NEWTON COUNTY, GEORGIA BEING LOT 28 OF AVONLEA SUBDIVISION, UNIT ONE AS PER PLAT RECORDED IN PLAT BOOK 36, PAGES 260-263, RECORDS OF NEWTON COUNTY, GEORGIA, WHICH PLAT IS BY REFERENCE INCORPORATED HEREIN AND MADE A PART HEREOF. BEING THE SAME PROPERTY CONVEYED BY DEED RECORDED IN VOLUME 2685, PAGE 479 OF THE NEWTON COUNTY, GEORGIA RECORDS. SUBJECT TO ALL EASEMENTS, COVENANTS, CONDITIONS, RESERVATIONS, LEASES AND RESTRICTIONS OF RECORD, ALL LEGAL HIGHWAYS, ALL RIGHTS OF WAY, ALL ZONING, BUILDING AND OTHER LAWS, ORDINANCES AND REGULATIONS, ALL RIGHTS OF TENANTS IN POSSESSION, AND ALL REAL ESTATE TAXES AND ASSESSMENTS NOT YET DUE AND PAYABLE This sale is made subject to that Security Deed in the amount of $129,900.00, recorded on 2/5/2009 in Deed Book 2685, Page 482, aforesaid records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 65 Montgomery Ct, Covington, GA 30016 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Kimberly Y. Miller or tenant or tenants. PNC Bank, N.A. is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. PNC Bank, N.A. Loss Mitigation Mail Locator: B6-YM10-01-1 3232 Newmark Drive Miamisburg, OH 45342 1-888-224-4702 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. PNC Bank, National Association as agent and Attorney in Fact for Kimberly Y. Miller Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1434-2366A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1434-2366A PUBLIC NOTICE #703334 12/7,14,21,28