NOTICE OF SALE UNDER POWER GEORGIA, NEWTON COUNTY By virtue of a Power of Sale contained in that certain Security Deed from DUSTIN WATKINS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS GRANTEE, AS NOMINEE FOR FAIRWAY INDEPENDENT MORTGAGE CORPORATON, dated February 12, 2024, recorded February 14, 2024, in Deed Book 4592, Page 73, Newton County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Three Hundred Four Thousand Two Hundred Eighty-Six and 00/100 dollars ($304,286.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Lakeview Loan Servicing, LLC, there will be sold at public outcry to the highest bidder for cash at the Newton County Courthouse, within the legal hours of sale on the first Tuesday in January, 2026, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 192 OF THE 8TH DISTRICT, NEWTON COUNTY, GEORGIA, CONTAINING 0.60 ACRES, MORE OR LESS, BEING LOT 51 OF MEADOWS AT RIVERTRACE, PHASE ONE, FKA RYAN`S WAY, AS SHOWN ON PLAT OF SURVEY MADE OF MEADOWS AS RIVERTRACE, PHASE ONE, PREPARED BY LOUIE D PATRICK OF PATRICK AND ASSOCIATES, GALS NO 1757, DATED MAY 12, 2004, FILED OF RECORD AT PLAT BOOK 41, PAGES 182-186, NEWTON COUNTY RECORDS; THE DESCRIPTION AS CONTAINED IN THE AFOREMENTIONED PLAT BEING EXPRESSLY INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. THIS BEING THE SAME PROPERTY DESCRIBED IN LIMITED WARRANTY DEED RECORDED IN DEED BOOK 4112, PAGE 381, AND QUITCLAIM DEED RECORDED IN DEED BOOK 4281, PAGE 462, NEWTON COUNTY RECORDS Said legal description being controlling, however the property is more commonly known as 80 MEADOW OVERLOOK DR, COVINGTON, GA 30016. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is DUSTIN WATKINS, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: M & T Bank, Loss Mitigation Dept., 1100 WEHRLE DRIVE, WILLIAMSVILLE, NY 14221, Telephone Number: 1-800-724-1633. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. LAKEVIEW LOAN SERVICING, LLC as Attorney in Fact for DUSTIN WATKINS THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. MTB-25-04769-1 Ad Run Dates 12/07/2025, 12/14/2025, 12/21/2025, 12/28/2025 rlselaw.com/property-listing PUBLIC NOTICE #703181 12/7,14,21,28