NOTICE OF SALE UNDER POWER STATE OF GEORGIA, COUNTY OF NEWTON By virtue of a Power of Sale contained in that certain Security Deed from Medard Ulysse to Mortgage Electronic Registration Systems, Inc., as nominee for Paramount Residential Mortgage Group, Inc., dated May 17, 2019 and recorded on June 12, 2019 in Deed Book 3851, Page 157, in the Office of the Clerk of Superior Court of Newton County, Georgia, said Security Deed having been given to secure a Note of even date, in the original principal amount of Three Hundred Nine Thousand One Hundred Ninety-Five and 00/100 dollars ($309,195.00) with interest thereon as provided therein, as last transferred to PennyMac Loan Services, LLC, recorded in Deed Book 4230, Page 573, aforesaid records, will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in January, 2026, all property described in said Security Deed including but not limited to the following described property: All that tract or parcel of land lying and being in Land Lot 57 of the 10th District, Newton County, Georgia, being more particularly described as follows: To find the true POINT OF BEGINNING, begin at an iron pin found at the intersection of the Southeastern right of way of Oak Hill Road (80 feet right of way) and the Eastern right of way of Hillcrest Road (a variable right of way having a width of 40 feet at the aforesaid intersection); thence South 47 degrees 14 minutes West 32.34 feet to an iron pin found and the TRUE POINT OF BEGINNING. From said POINT OF BEGINNING, thence South 26 degrees 21 minutes East 186.16 feet to an iron pin found; thence South 10 degrees 36 minutes East 36.00 feet to an iron pin found; thence South 15 degrees 05 minutes East 48.85 feet to an iron pin found; thence South 22 degrees 44 minutes East 37.65 feet to an iron pin found; thence South 23 degrees 03 minutes East 78.76 feet to an iron pin found; thence North 78 degrees 46 minutes East 27.32 feet to an iron pin found; thence South 26 degrees 21 minutes East 165.82 feet to an iron pin found; thence South 14 degrees 13 minutes East 7.27 feet to a 3/8 inch spike; thence South 89 degrees 41 minutes West 867.37 feet to an iron pin found; thence North 02 degrees 32 minutes West 86.57 feet to an iron pin found; thence North 88 degrees 04 minutes East 104.66 feet to an iron pin found; thence North 65 degrees 42 minutes East 89.88 feet to an iron pin found; thence North 49 degrees 38 minutes East 300.00 feet to an iron pin found; thence North 47 degrees 14 minutes East 281.23 feet to an iron pin found to the TRUE POINT OF BEGINNING, being 4.92 acres as shown on that Survey for Les Johnston, dated September 19, 2000 by J. M. Massey & Company, John M. Massey, Jr., GRLS#2490. TOGETHER WITH AN ACCESS EASEMENT FOR VEHICULAR AND PEDESTRIAN EASEMENT ON AND OVER THE FOLLOWING: COTENANCY TRACT: All that tract or parcel of land lying and being in Land Lot 57 of the 10th District, Newton County, Georgia Records, containing 0.57 acres, as shown on a plat or survey dated August 10, 2000, prepared for Roland J. Banville and Wayne J. Woods by John M. Massey, Jr., GRLS #2490, recorded at Plat Book 36, Page 72, Newton County, Georgia Records, said plat being incorporated herein by reference for a more detailed description. Said property may more commonly be known as 475 Oak Hill Road, Covington, GA 30016. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given). The individual or entity that has full authority to negotiate, amend and modify all terms of the loan is PennyMac Loan Services, LLC, 3043 Townsgate Rd., Westlake Village, CA 91361 818-224- 7442. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: a) zoning ordinances; b) matters which would be disclosed by an accurate survey or by an inspection of the property; c) any outstanding ad valorem taxes, including taxes, which constitute liens upon said property whether or not now due and payable; d) special assessments; e) the right of redemption of any taxing authority; f) all outstanding bills for public utilities which constitute liens upon said property; g) all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owners and party in possession of the property are Medard Ulysse and or tenant(s). The sale will be conducted subject to 1) confirmation that the sale is not prohibited under the U.S. Bankruptcy code and 2) final confirmation and audit of the status of the loan with the holder of the Security Deed. PennyMac Loan Services, LLC as Attorney-in-Fact for Medard Ulysse Contact: Padgett Law Group: 6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312; (850) 422-2520 23-000774-5 Ad Run Dates: 11/30/2025 ,12/07/2025 ,12/14/2025 ,12/21/2025, 12/28/2025, 01/04/2026 PUBLIC NOTICE #703288 11/30,12/7,14,21,28,1/4