NOTICE OF SALE UNDER POWER GEORGIA, NEWTON COUNTY By virtue of a Power of Sale contained in that certain Security Deed from STEPHANIE WRIGHT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR HOMETOWN EQUITY MORTGAGE, LLC DBA THELENDER, dated October 5, 2022, recorded October 20, 2022, in Deed Book 4446, Page 749, Newton County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Forty-Four Thousand Six Hundred Forty-Six and 00/100 dollars ($244,646.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to VILLAGE CAPITAL & INVESTMENT LLC, there will be sold at public outcry to the highest bidder for cash at the Newton County Courthouse, within the legal hours of sale on the first Tuesday in August, 2025, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LEGUIN DISTRICT, NEWTON COUNTY, GEORGIA, CONTAINING THREE AND ONE HUNDRED THIRTY-FOUR ONE THOUSANDTHS ACRES, LYING AND BEING AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF LOT OWNED BY J. T. SMITH AND FIFTY FEET FROM CENTER OF JACKSON ROAD AND RUNNING NORTH ALONG RIGHT-OF-WAY OF JACKSON ROAD SIX HUNDRED FORTY FEET (640) TO A POINT FIFTY FEET FROM CENTER OF HIGHWAY; THENCE WEST TWO HUNDRED TEN FEET (210) TO A POINT; THENCE SOUTH SIX HUNDRED SIXTY FEET (660) TO LINE OF J. T. SMITH; THENCE EAST ALONG LAND LINE OF J. T. SMITH TWO HUNDRED TEN FEET (210) TO BEGINNING POINT, AND BEING BOUNDED AS FOLLOWS: ON THE NORTH BY J. H. ANDERSON, ON THE WEST BY J. H. ANDERSON, ON THE SOUTH BY J. T. SMITH, AND ON THE EAST BY JACKSON ROAD. AND ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN 1513 G.M.D., NEWTON COUNTY, GEORGIA, AND DESIGNATED AS TRACT NO. 2 AND CONTAINS 1.314 ACRES, ACCORDING TO A SURVEY FOR JAMES ANDERSON BY WILLIAM GREGG, SR., GEORGIA REGISTERED PROFESSIONAL LAND SURVEYOR NO. 1438, DATED FEBRUARY 14, 1972, AND SAID PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE THERETO, SAID CONVEYANCE IS MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN ON THE SOUTHERN SIDE OF ANDERSON CIRCLE, AND SAID POINT OF BEGINNING BEING EAST 264 FEET FROM THE CENTER LINE OF INTERSECTIONS OF STATE ROUTE NO. 36, AND ANDERSON CIRCLE; THENCE FROM SAID POINT OF BEGINNING SOUTH 33 DEGREES 22 MINUTES WEST 447.4 FEET TO AN IRON PIN; THENCE NORTH 73 DEGREES 19 MINUTES WEST 90.7 FEET TO AN IRON PIN; THENCE NORTH 15 DEGREES 28 MINUTES EAST 68.1 FEET TO AN IRON PIN; THENCE NORTH 15 DEGREES 28 MINUTES EAST 263.3 FEET TO AN IRON PIN LOCATED ON THE SOUTHERN RIGHT-OF-WAY OF ANDERSON CIRCLE; THENCE NORTH 83 DEGREES 26 MINUTES EAST 246.3 FEET TO THE POINT OF BEGINNING. SAID LAND IS BOUNDED ON THE EAST BY LANDS NOW BELONGING OR FORMERLY BELONGING TO THE J.H. ANDERSON, ON THE SOUTH BY LANDS NOW BELONGING OR FORMERLY TO CLYDE DODD, ON THE WEST BY LANDS NOW BELONGING OR FORMERLY BELONGING TO FINCHER AND ON THE NORTH BY ANDERSON CIRCLE. LESS AND EXCEPT: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 205 OF THE 9TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING 0.142 ACRE (6,185 SQUARE FEET) OF LAND, AND BEING FURTHER DESIGNATED AS TRACT ONE ON A FINAL PLAT PREPARED FOR LILLIE MAE H. DODD DATED APRIL 11, 2008 BY J.M. MASSEY AND COMPANY (JOHN M. MASSEY, JR., REGISTERED PROFESSIONAL LAND SURVEYOR NO. 2490), AND RECORDED MAY 14, 2008 IN PLAT BOOK 48, PAGE 79, NEWTON COUNTY, GEORGIA RECORDS, A COPY OF SAID PLAT BEING ATTACHED HERETO AS EXHIBIT "A", AND INCORPORATED HEREIN BY THIS REFERENCE, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN SET (1/2" REBAR) ON THE NORTHWESTERLY RIGHT OF WAY OF GEORGIA HIGHWAY 36 (100` R/W), SAID IRON PIN BEING 418.0 FEET SOUTHWESTERLY AS MEASURED ALONG THE NORTHWESTERLY RIGHT OF WAY OF GEORGIA HIGHWAY 36 FROM ITS INTERSECTION WITH THE SOUTHWESTERLY RIGHT OF WAY OF ANDERSON CIRCLE (40` R/W); THENCE SOUTHWESTERLY ALONG THE NORTHWESTERLY RIGHT OF WAY GEORGIA HIGHWAY 36 AND FOLLOWING THE CURVATURE THEREOF, AN ARC DISTANCE OF 8.00` (SAID ARC BEING SUBTENDED BY A CHORD BEARING AND DISTANCE OF SOUTH 33 DEGREES 11 MINUTES 49 SECONDS WEST FOR 8.00 FEET AND HAVING A RADIUS OF 4,589.0 FEET) TO AN IRON PIN SET (1/2" REBAR); THENCE NORTH 82 DEGREES 07 MINUTES 32 SECONDS WEST A DISTANCE OF 203.04 FEET TO AN IRON PIN SET (1/2" REBAR); THENCE NORTH 73 DEGREES 14 MINUTES 03 SECONDS WEST A DISTANCE OF 90.70 FEET TO AN IRON PIN FOUND (1" SQUARE STOCK); THENCE NORTH 15 DEGREES 27 MINUTES 51 SECONDS EAST A DISTANCE OF 25.00 FEET TO AN IRON PIN SET (1/2" REBAR); THENCE SOUTH 75 DEGREES 58 MINUTES 18 SECONDS EAST A DISTANCE OF 294.47 FEET TO AN IRON PIN SET (1/2" REBAR) ON THE NORTHWESTERLY RIGHT OF WAY OF GEORGIA HIGHWAY 36 AND THE POINT OF BEGINNING. Said legal description being controlling, however the property is more commonly known as 11482 HWY 36, COVINGTON, GA 30014. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is STEPHANIE WRIGHT, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Village Capital & Investment, LLC, Loss Mitigation Dept., 2460 Paseo Verde Parkway Suite 110, Henderson, NV 89074, Telephone Number: 1-800-919-0068. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. VILLAGE CAPITAL & INVESTMENT LLC as Attorney in Fact for STEPHANIE WRIGHT THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. VCI-25-00259-4 Ad Run Dates 07/06/2025, 07/13/2025, 07/20/2025, 07/27/2025 rlselaw.com/property-listing PUBLIC NOTICE #702428 7/6,13,20,27