NOTICE OF SALE UNDER POWER STATE OF GEORGIA, COUNTY OF NEWTON By virtue of a Power of Sale contained in that certain Security Deed from Brian Keith Bradley to Mortgage Electronic Registration Systems, Inc., as nominee for The Federal Savings Bank, dated December 22, 2022 and recorded on January 5, 2023 in Deed Book 4468, Page 491, in the Office of the Clerk of Superior Court of Newton County, Georgia, said Security Deed having been given to secure a Note of even date, in the original principal amount of Four Hundred Sixty-Four Thousand and 00/100 dollars ($464,000.00) with interest thereon as provided therein, as last transferred to Planet Home Lending, LLC, recorded in Deed Book 4702, Page 45, aforesaid records, will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in June, 2025, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 231 AND 240 OF THE 9TH DISTRICT, CITY OF COVINGTON, NEWTON COUNTY, GEORGIA, BEING LOT 44, OF COVINGTON PLACE SUBDIVISION, PHASE VI, PER PLAT THEREOF RECORDED IN PLAT BOOK 46, PAGE 83-88, NEWTON COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. Said property may more commonly be known as 9242 Plantation Cir, Covington, GA 30014. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given). The individual or entity that has full authority to negotiate, amend and modify all terms of the loan is Planet Home Lending, LLC, 321 Research Parkway, Suite 303, Meriden CT 06450, (203) 303- 5283. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: a) zoning ordinances; b) matters which would be disclosed by an accurate survey or by an inspection of the property; c) any outstanding ad valorem taxes, including taxes, which constitute liens upon said property whether or not now due and payable; d) special assessments; e) the right of redemption of any taxing authority; f) all outstanding bills for public utilities which constitute liens upon said property; g) all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owners and party in possession of the property are Brian Keith Bradley and or tenant(s). The sale will be conducted subject to 1) confirmation that the sale is not prohibited under the U.S. Bankruptcy code and 2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Planet Home Lending, LLC as Attorney-in-Fact for Brian Keith Bradley Contact: Padgett Law Group: 6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312; (850) 422-2520 Ad Run Dates: 05/11/2025, 05/18/2025, 05/25/2025, 06/01/2025: 25-004196 PUBLIC NOTICE #702262 5/11,18,25,6/1