BCNS # 244053 CRITTENDON, LORETTE and CRITTENDON, GUY
NOTICE OF FORECLOSURE SALE UNDER POWER NEWTON COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Lorette L. Crittendon and Guy Crittendon to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for SunTrust Mortgage, Inc., dated August 6, 2014, and recorded in Deed Book 3255, Page 334, Newton County, Georgia Records, subsequently modified by a Loan Modification Agreement recorded September 7, 2023 in Book 4546, Page 592 in the amount of One Hundred Seventy-Six Thousand Five Hundred Thirty-Five and 37/100 ($176,535.37) Newton County, Georgia Records, as last transferred to Truist Bank by assignment recorded on February 1, 2021 in Book 4316 Page 360 in the Office of the Clerk of Superior Court of Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Fifty-Nine Thousand Two Hundred Forty-Two and 0/100 dollars ($159,242.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on February 4, 2025, the following described property: All that tract or parcel of land lying and being in Land Lot 133 of the 10th District, Newton County, Georgia, being Lot 8, Double Gate Subdivision, Unit One, Phase Two, as per plat recorded in Plat Book 26, Page 293, Newton County, Georgia Records, which plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Truist Bank, successor by merger to SunTrust Bank they can be contacted at (800) 443-1032 for Loss Mitigation Dept, or by writing to 1001 Semmes Avenue, Richmond, Virginia 23224, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Lorette L. Crittendon and Guy Crittendon or tenant(s); and said property is more commonly known as 65 Westover Place, Covington, GA 30016. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. Truist Bank as Attorney in Fact for Lorette L. Crittendon and Guy Crittendon. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 22-09687 PUBLIC NOTICE# 701614 1/5,12,19,26