NOTICE OF SALE UNDER POWER, NEWTON COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Kevin S. Reagin to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Ace Mortgage Funding, LLC, its successors and assigns dated 7/21/2006 and recorded in Deed Book 2247 Page 24 Newton County, Georgia records; as last transferred to or acquired by Deutsche Bank National Trust Company as Trustee for NovaStar Mortgage Funding Trust, Series 2006-5 NovaStar Home Equity Loan AssetBacked Certificates, Series 2006-5, conveying the after-described property to secure a Note in the original principal amount of $125,400.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on January 7, 2025 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: A certain tract or parcel of land in Newton County, in the State of Georgia, described as follows: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 72 AND 73 OF THE 10TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 1, BLOCK B, UNIT TWO, DOVE POINT SUBDIVISION, ON A PLAT OF SURVEY OF SAME RECORDED IN PLAT BOOK 27, PAGE 1, PUBLIC RECORDS OF NEWTON COUNTY, GEORGIA, WHICH PLAT IS BY REFERENCE THERETO INCORPORATED HEREIN AND MADE A PART HEREOF FOR A MORE PARTICULAR AND COMPLETE DESCRIPTION. Subject to all easements and restrictions of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 25 Dove Point, Covington, GA 30016 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Kevin S. Reagin or tenant or tenants. PHH Mortgage Corporation is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. PHH Mortgage Corporation 1661 Worthington Rd Suite 100 West Palm Beach, FL 33409 (800) 750-2518 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Deutsche Bank National Trust Company as Trustee for NovaStar Mortgage Funding Trust, Series 2006-5 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-5 as agent and Attorney in Fact for Kevin S. Reagin Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1017-7146A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-7146A PUBLIC NOTICE# 701515 12/8,15,22,29